Attention homeowners: Real estate appraisal services for in Vancouver and Clark County
Here are the top reasons WA homeowners hire Cole & Company Appraisal Services, Inc.:
Do you own a house in or near Vancouver? Do you need help determining the value of your real estate?
We at Cole & Company Appraisal Services, Inc. understand the individual needs of a homeowner after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. As our valued client, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. Cole & Company Appraisal Services, Inc. is veterans in helping clients just like you remove unneeded PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if your house not appreciating as much as other houses close to yours. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. A professional appraisal from Cole & Company Appraisal Services, Inc. is your number one weapon when challenging your property tax assessment.
HELOC recently frozen?
If your house is near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. Cole & Company Appraisal Services, Inc. can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
Do You Need Field and Desktop Appraisal Review Services?
Have you just received a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for verity or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Cole & Company Appraisal Services, Inc. offers field reviews where we'll go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.